Middle/Senior Legal Counsel (Fintech, Licensing)

Описание

PayDo, a leading Electronic Money Institution (EMI) authorised by the FCA in the UK, FINTRAC in Canada, and MFSA in Malta, operates in 140 countries and over 25 industries. Offering multicurrency IBANs, merchant solutions, and mass payment options, PayDo provides premium and convenient payment services. With all features available through one platform and contract, PayDo is a preferred solution for local and international payments.We're looking for an experienced and proactive Legal Counsel/Advisor to join our team, focusing on critical financial licensing within the EU and other regions. This pivotal role is ideal for a legal professional with a strong background in regulated financial companies, particularly those involved with Electronic Money Institutions (EMIs) or Payment Institutions (PIs).Your primary mission will be to drive our licensing processes, especially in key markets like the Netherlands, ensuring PayDo's operations are fully compliant with evolving financial regulations.Your regular tasksDrive and be in charge of financial licensing processes in the EU (especially the Netherlands), or other regionsDevelop and implement corporate AML policies (not draft ones but adapted for Paydo), policy requirements, and frameworkUpdate compliance programs according to the requirements of the company regulatorsBe in charge of regulatory reporting, AML and other relevant auditsBe in charge of company governance policies and regulatory responsibilities updatesStay abreast of all applicable financial regulations, including banking, EMIs, and PIsMaintain and open a correspondent and operational bank account(s)Deal with complex legal requests and RFIs (banks, authorities)PASEP, anti-money laundering (AML), know your customer (KYC), and data protection laws and implement necessary changesRecord keeping and structuring of the company's relevant documentation and informationImprove company policies according to applicable regulatory standards across KYB, AML, Anti-Fraud and compliance functionsDraft agreements, such as NDA, MSA, Employment Agreement, Outsourcing agreement, Loan Agreement, Outstaffing Agreement, etcServe as a primary liaison for correspondence with local law firms, auditors, and regulatorsConduct audits before relationships with third-party vendors, service providers, financial providers, banks, payment systems and partnersReport regularly to the head of operations on regulatory issues and/or proposalsLead the response to crises and emergencies, maintaining business continuity and minimising risksSkills & requirements Minimum of 3 years of experience in a Legal Counsel/ Legal Advisor/Lawyer position in regulated companies, with a track record of acquiring and maintaining EU/UK EMI, or offshore licensesExperience in obtaining an EMI license in the Netherlands is a major advantageUnderstanding of international corporate law, general tax principles, due diligence for corporate entities, and EU licensing and compliance principlesProven experience in enhancing company compliance with regulatory obligations, ideally having worked in organisations that transitioned from startup to established enterprise levelscommunication with regulatorsExperience opening international bank accounts, correspondent bank accounts would be a plusExperience drafting agreements, such as NDA, MSA, Employment Agreement, etcExperience dealing with audits, correspondent and corporate bank accounts, etcFluent level of English proficiency, Fluent level of Russian or Ukrainian languagesMaster's degree in lawWhat's In It For YouAt PayDo, specialists are at the heart of our innovation and success. Joining our team means accessing unparalleled opportunities to grow, contribute, and thrive in a dynamic FinTech environment. Empowerment Through Professional Development:Yearly allocation for advancing your professional expertiseUnlock Your Potential:Transparent career growth with opportunities to achieve Lead roles within 1 year, Head roles in 2 years, and even C-level within 4 years, based on exceptional performancePerformance reviews are anchored in KPIs, ensuring recognition is merit-basedMake a Lasting Impact:Work on unique projects where your contributions can reshape company-wide processesBring your ideas to the table and earn exceptional bonuses through our PayDo Ideas HubFlexible and People-Centric Culture:Days of paid vacation annually, with the flexibility to transfer unused days or receive compensationDays of paid sick leave annually, accommodating emergencies and medical needsAdditional holidays aligned with your local calendarCompensation & Incentives:Multiple payment options, including Private Entrepreneurship accounts or popular e-walletsOur Values:At PayDo, we live by principles that drive us to excellence:Ownership & Initiative: Specialists who take charge and make a differenceCollaboration & Communication: Together, we achieve more by sharing ideas and insightsBecome part of a global team redefining FinTech. Your expertise, passion, and ideas will shape the future of payments with PayDo!