Transaction Monitoring Specialist

Описание

PayDo, a leading Electronic Money Institution (EMI) authorised by the FCA in the UK, FINTRAC in Canada, and MFSA in Malta, operates in 140 countries and over 25 industries. Offering multicurrency IBANs, merchant solutions, and mass payment options, PayDo provides premium and convenient payment services. With all features available through one platform and contract, PayDo is a preferred solution for local and international payments.We seek a driven and meticulous Transaction Monitoring Specialist to join our dynamic team. You'll be pivotal in safeguarding our operations by overseeing transaction monitoring processes, ensuring compliance, and leading a team to excellence.Your regular tasksReview transactions alerted for monitoring checks by internal/external transaction monitoring systems/toolsReview rules/logic/efficiency of internal/external transaction monitoring systems/tools, and implement changes whenever required/approved by the Head of the UnitConduct in-depth investigations into potentially fraudulent or suspicious activities, including customer transactions, account movements, and third-party relationshipsAnalyse customer data, financial records, and other relevant information to identify patterns and anomalies that may indicate money laundering or other financial crimesPrepare comprehensive reports detailing investigation findings, including recommendations for further action or potential sanctionsUpdate TM-related policies, procedures, and instructions whenever required/approved by the Head of the UnitProvide training and guidance to other team members on AML best practices, regulatory requirements, and suspicious activity reporting protocols when requiredOnboard & mentor team members/other specialists when necessaryCollaborate with cross-functional teams to share information, develop preventive measures, and enhance AML procedures (training, presentations, materials preparation)Skills & Expectations 3+ years of experience in AML investigations, financial crime prevention, or a related fieldWork experience at companies similar to the service perspective EMIs/PSPs (IBAN, Digital wallets, Cards, Acquiring solutions)Demonstrated expertise in AML regulations, including KYC/CDD, sanctions screening, and transaction monitoringProficient in using AML investigation software and analytical tools (e.g. ComplyAdvantage, LexisNexis, SumSub)Strong attention to detail and a commitment to accuracyExcellent communication, written, and presentation skillsUpper Intermediate/Advanced level of English proficiencyAbility to work independently and as part of a team, managing multiple priorities and meeting deadlinesAs a plus (for the Team Lead position)TM/AML policies, procedures, instructions development & implementationAudit (internal/external) preparation/submission experienceWork experience with TM/investigation of high-risk customers (e.g. iGaming, crypto, forex)What's In It For YouAt PayDo, specialists are at the heart of our innovation and success. Joining our team means accessing unparalleled opportunities to grow, contribute, and thrive in a dynamic FinTech environment. Empowerment Through Professional Development:Yearly allocation for advancing your professional expertiseUnlock Your Potential:Transparent career growth with opportunities to achieve Lead roles within 1 year, Head roles in 2 years, and even C-level within 4 years, based on exceptional performancePerformance reviews are anchored in KPIs, ensuring recognition is merit-basedMake a Lasting Impact:Work on unique projects where your contributions can reshape company-wide processesBring your ideas to the table and earn exceptional bonuses through our PayDo Ideas HubFlexible and People-Centric Culture:Days of paid vacation annually, with the flexibility to transfer unused days or receive compensationDays of paid sick leave annually, accommodating emergencies and medical needsAdditional holidays aligned with your local calendarCompensation & Incentives:Multiple payment options, including Private Entrepreneurship accounts or popular e-walletsOur Values:At PayDo, we live by principles that drive us to excellence:Ownership & Initiative: Specialists who take charge and make a differenceCollaboration & Communication: Together, we achieve more by sharing ideas and insightsBecome part of a global team redefining FinTech. Your expertise, passion, and ideas will shape the future of payments with PayDo!